Homebuying Guide – 8: The Question To Ask That Could Save Thousands!
TheFloridaMortgageCenter.com Steve Verrier – (904) 514-8884 NMLS# 228111 What Question To Ask Your Loan Officer That Could Save You Thousands! The Term (or length) Of Your Mortgage Loan When you apply for a loan one of the things you need to consider is the term of the loan. Most lenders will offer you a…
Read MoreBuying a Home – Part 7 – Loan Options / Creative Financing
This Home Buying Guide (part 7) is brought to you by: The FloridaMortgageCenter.com Steve Verrier (904) 514-8884 Additional Loan Options and Creative Financing Products One of the options you must consider when obtaining a mortgage is which program is best suited to your comfort levels and long range goals. There are many options to…
Read MoreBuying a Home Part 6: How to have the government help you make your mortgage payment!
This Home Buying Guide is brought to you by: TheFloridaMortgageCenter.com Steve verrier (904) 514-8884 How to have the government help you make your mortgage payment! You may often hear your friends and family saying that owning a home is great for your taxes. What do they mean? When you own a home the property…
Read MoreBuying A Home Part 5: Your Mortgage Team and What They Do
Your Mortgage Team and What They Do Since obtaining a mortgage is often the largest financial decision in your life it is important for you to know who is involved in your loan application process. Mortgage Loan Officer (or Mortgage Broker) – This is the person who will meet with you to discuss your program…
Read MoreBuying A Home Part 4: The Appraisal Process
The Appraisal Process is one of the key components of your loan approval and will determine the price and condition of the home you are financing. In order to determine this value and condition, the lender will usually require that an appraisal be done. The appraiser will often visit the property and take photos of…
Read MoreBuying a Home Part 3: The Mortgage Pre-Approval Process
In our last couple of Mortgage Tips we discussed the credit and asset components lenders look at in order to make a determination of your ability to obtain a mortgage. In this tip, we will discuss the Mortgage Pre-Approval Process BEFORE you start shopping for your new home. Do You Have A Thousand Dollars To Simply…
Read MoreBuying A Home – Saving Money To Buy A Home
How Do I Save Money For A Down Payment? One of the biggest barriers to homeownership in the country after any credit issues is saving money to buy a home. The money you need is broken down into 2 categories: down payment and settlement costs. Your down payment will vary depending on which loan program…
Read MoreHomemade Herbal Products
Make Your Own Homemade Herbal Products Herbal bath and beauty products can invigorate, soothe and cleanse. Plus, they are often luxurious in scent and texture. Sure, you can buy herbal products – but it can be fun to create them yourself. They even make thoughtful gifts! Whipping up a batch of homemade herbal bath and…
Read MoreBuying A Home – Understanding Your Credit
Understanding Your Credit Reports Your credit is a crucial part of the lender’s decision on whether you get approved for a mortgage or not. Your credit score will also determine the rates and point structure the lender will offer you. Before we get started, go ahead and print this tip so you have it for…
Read MoreHow to Improve Your Credit Score
When it comes to your financial life, improving your credit score is one of the best investments that you can make. Having a good credit score means an easier time qualifying for loans, credit cards, and more at favorable interest rates. Credit scores tell financiers how likely you are to repay back your debts, which…
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